Rider-to-Rider Financing

Rider-to-Rider Financing

Let us help you get on your dream bike... even if it didn't come off of our ShowFloor!


Buy or sell your Harley-Davidson motorcycle privately with confidence.  If you have you decided to buy or sell a used Harley-Davidson and need to obtain financing to complete the sale then you have come to the right place.

Iron Steed Harley-Davidson® is a participating dealer in the Rider-to-Rider program and can help you obtain financing and give you peace of mind knowing Harley-Davidson experts are involved in your sale.  

Why should you consider Rider-to-Rider?

We handle all the DMV & Bank document filing for you!

Financing opportunities benefit the buyer & seller!

Our Service team performs a full safety inspection!


  • Competitive financing rates and terms available. All buyers considered.
  • Ability to include additional Harley-Davidson® branded products and services (Harley-Davidson® Extended Service Plan, Parts & Accessories, Harley-Davidson® MotorClothes® Accessories) to the amount financed.
  • Opportunity to have the bike inspected and receive a maintenance check prior to purchase


Expand the pool of potential buyers for your motorcycle by offering them a financing option to help complete the sale! Let Iron Steed Harley-Davidson quickly and easily handle the processing of all paperwork (e.g. title transfer, bill of sale, loan contract, etc.) and applicable factory warranties, plus assist you with your current loan payoff (if applicable).


  1. Complete the ESB Online Credit Application.
  2. Contact or visit Iron Steed Harley-Davidson
  3. Once the credit application has been approved, we will visually inspect the motorcycle, verify all paperwork is completed correctly, and ensure (if applicable) all factory warranties are properly transferred.
  4. To complete the sale you need to provide:
    1. Valid state or federal government photo identification
    2. Proof of physical damage insurance (we can help you acquire insurance if needed)
    3. Down payment via cash, check or credit card
  5. You may also need to provide:
    1. Proof of income (e.g. W2 or current paycheck stub)
    2. Proof of residence (e.g. utility bill, mortgage loan statement)
  6. Take delivery of your motorcycle.
  1. Call us to discuss how the H-D Rider-to-Rider Financing Program can help you.
  2. Let your buyer know that competitive financing rates and terms are available to them through Iron Steed Harley-Davidson.
  3. Recommend your buyer complete the Online Credit Application.
  4. Bring the motorcycle being sold to Iron Steed Harley-Davidson along with your valid identification, title and/or current loan information. (If you have a joint loan account both account holders must be present or a notarized release from parties not present providing permission to sell must be presented at time of transaction).
  5. Once your buyer’s credit application has been approved, the dealership will visually inspect the motorcycle, verify all paperwork is completed correctly, and ensure (if applicable) all factory warranties are properly transferred.
  6. Confirm delivery of bike to your buyer.
  7. Receive a check from the Iron Steed Harley-Davidson for the sale of your motorcycle.


No. The transaction is still a private sale. Many sellers find the easiest and quickest way to sell their bike is by helping their buyers obtain financing to complete the sale. Only your local Harley-Davidson® dealer can offer financing through the H-D Rider-to-Rider Financing Program. Let Iron Steed Harley-Davidson do the work for you so you can easily complete your sale and get your money faster. 

Yes. One of Iron Steed Harley-Davidson's Service Technicians must visually inspect the motorcycle at the dealership and verify both the buyers and seller information. The buyer must take delivery of the bike at the dealership.

No catch! There is an additional fee to facilitate the transaction that can be financed into the cost of the purchased motorcycle. Ultimately, we just want to get you rolling on your dream ride as quickly & safely as possible!